Check Out these articles that Ray has written for various trade publications, including Broker World, InsuranceNewsNet Magazine , Advisor Today and Pennsylvania Health Underwriter

Don’t Disable Your Client’s Health Coverage

Some Clients Need Flexibility to Plan LTC Funding

Mind the Gap in Your Key Clients’ Group DI Plan

Situation Critical: Prepare for Increased Critical Illness Interest

Critical Points to Consider When Marketing Critical Illness Insurance

Advisor Focus on Finance Robs Families of Insurance Guidance